NueCareer

165 metro areas

Credit Analyst Salary by City (2026)

Credit analysts earn the most in New York, NY-NJ, an average of $153,880 a year, against $100,850 nationally. After local prices, pay goes furthest in New York, NY-NJ ($136,710 in national-average dollars). Every metro area with its own BLS estimate is ranked below.

US average (mean)
$100,850BLS OEWS, May 2025
Highest-paying city
$153,880New York, NY-NJ
Best after cost of living
$136,710New York, NY-NJ
Metro areas
165With their own estimate

Top cities

Highest-paying cities for credit analysts

Mean annual wage

Top 10 metro areas

  • New York, NY-NJ$153,880
  • San Jose, CA$135,700
  • San Francisco, CA$133,350
  • Washington, DC-VA-MD-WV$120,410
  • Burlington, VT$119,620
  • Richmond, VA$119,540
  • Hartford, CT$114,190
  • Boston, MA-NH$111,130
  • Buffalo, NY$111,010
  • Los Angeles, CA$110,640
Top 10 metro areas by mean wage for credit analysts
ItemValue
New York-Newark-Jersey City, NY-NJ$153,880
San Jose-Sunnyvale-Santa Clara, CA$135,700
San Francisco-Oakland-Fremont, CA$133,350
Washington-Arlington-Alexandria, DC-VA-MD-WV$120,410
Burlington-South Burlington, VT$119,620
Richmond, VA$119,540
Hartford-West Hartford-East Hartford, CT$114,190
Boston-Cambridge-Newton, MA-NH$111,130
Buffalo-Cheektowaga, NY$111,010
Los Angeles-Long Beach-Anaheim, CA$110,640

Source: BLS OEWS, May 2025

At national-average prices

Mean wage ÷ BEA price level

  • New York, NY-NJ$153,880 nominal$136,710
  • San Jose, CA$135,700 nominal$122,890
  • Richmond, VA$119,540 nominal$122,160
  • Burlington, VT$119,620 nominal$118,500
  • Winston, NC$108,010 nominal$117,350
  • Buffalo, NY$111,010 nominal$115,820
  • San Francisco, CA$133,350 nominal$115,340
  • Birmingham, AL$103,900 nominal$113,370
  • Hartford, CT$114,190 nominal$111,140
  • Washington, DC-VA-MD-WV$120,410 nominal$110,590
Top 10 metro areas by price-adjusted mean wage for credit analysts
ItemValue
New York-Newark-Jersey City, NY-NJ$136,710
San Jose-Sunnyvale-Santa Clara, CA$122,890
Richmond, VA$122,160
Burlington-South Burlington, VT$118,500
Winston-Salem, NC$117,350
Buffalo-Cheektowaga, NY$115,820
San Francisco-Oakland-Fremont, CA$115,340
Birmingham, AL$113,370
Hartford-West Hartford-East Hartford, CT$111,140
Washington-Arlington-Alexandria, DC-VA-MD-WV$110,590

Source: BLS OEWS 2025 · BEA RPP 2024

Every city

Credit Analyst salary in every metro area

Mean annual wage, with the Department of Labor's entry (Level I) and experienced (Level IV) prevailing-wage benchmarks for the same metro, and the mean at national-average prices. Sorted by mean pay.

Credit Analyst pay in every metro area with a BLS estimate
#Metro areaMeanEntry (Level I)Experienced (Level IV)At US prices
1New York, NY-NJ$153,880$89,230$185,700$136,710
2San Jose, CA$135,700$81,160$162,570$122,890
3San Francisco, CA$133,350$73,300$162,930$115,340
4Washington, DC-VA-MD-WV$120,410$74,210$143,170$110,590
5Burlington, VT$119,620$66,100$145,970$118,500
6Richmond, VA$119,540$78,830$139,590$122,160
7Hartford, CT$114,190$73,960$133,990$111,140
8Boston, MA-NH$111,130$70,010$131,390$102,650
9Buffalo, NY$111,010$69,450$131,480$115,820
10Los Angeles, CA$110,640$64,080$133,560$97,420
11Salem, OR$108,490$73,820$125,590$104,670
12Winston, NC$108,010$60,610$131,350$117,350
13Charlotte, NC-SC$107,240$70,640$125,260$110,160
14Chicago, IL-IN$106,950$63,110$128,540$103,240
15San Diego, CA$105,710$63,090$126,690$94,480
16Philadelphia, PA-NJ-DE-MD$104,850$66,730$123,640$102,240
17Urban Honolulu, HI$104,440$57,510$127,570$94,120
18Birmingham, AL$103,900$62,130$124,470$113,370
19Trenton, NJ$103,420$73,780$118,020$100,230
20Bridgeport, CT$102,650$70,970$118,250$96,060
21Cape Coral, FL$102,340$60,010$123,180$99,990
22Portland, ME$101,900$65,540$119,810$100,040
23Winchester, VA-WV$101,800$57,620$123,570$105,550
24Seattle, WA$100,800$65,620$118,120$90,700
25Fond du Lac, WI$100,090$56,280$121,680$109,220
26Santa Rosa, CA$100,050$65,640$117,000$92,820
27Denver, CO$99,670$66,040$116,250$94,220
28Reno, NV$98,430$68,120$113,340$97,440
29Minneapolis, MN-WI$98,220$70,140$112,030$93,700
30Kiryas Joel, NY$98,130$66,730$113,630$89,680
31Boulder, CO$97,640$71,430$110,530$92,810
32Bellingham, WA$97,550$58,240$116,920$94,400
33New Haven, CT$96,510$73,840$107,660$92,300
34Spokane, WA$96,100$66,040$110,880$95,770
35Oxnard, CA$95,430$68,720$108,600$86,340
36Rochester, NY$95,390$60,240$112,690$98,300
37Bakersfield, CA$95,140$58,680$113,090$94,300
38Pittsburgh, PA$94,580$58,910$112,150$99,900
39Austin, TX$94,490$59,400$111,760$96,350
40Naples, FL$94,430$63,900$109,470$91,500
41Wilmington, NC$94,160$60,380$110,800$97,650
42Portland, OR-WA$93,970$68,120$106,700$89,140
43Tallahassee, FL$93,950$53,560$113,840$100,030
44Charleston, SC$93,890$55,470$112,800$93,000
45Manchester, NH$93,350$60,090$109,720$88,350
46Syracuse, NY$92,830$60,610$108,700$96,960
47Sacramento, CA$92,810$59,220$109,350$87,010
48Virginia Beach, VA-NC$92,770$57,200$110,280$94,720
49Columbus, OH$92,160$59,990$107,990$96,530
50Jackson, MS$92,160$51,520$112,170$103,490
51Columbia, SC$92,020$58,160$108,680$98,250
52Rapid City, SD$92,020$60,260$107,680$103,210
53Atlanta, GA$91,960$59,090$108,140$91,910
54Dallas, TX$91,960$57,160$109,080$89,200
55Boise City, ID$91,480$61,800$106,120$92,980
56Lancaster, PA$91,460$57,720$108,100$93,080
57Billings, MT$91,290$61,710$105,850$97,610
58Roanoke, VA$91,100$64,710$104,100$97,310
59Tampa, FL$90,900$58,450$106,870$90,100
60Des Moines, IA$90,650$63,730$103,900$98,850
61Miami, FL$90,540$58,990$106,080$79,310
62Harrisburg, PA$90,520$54,350$108,330$91,760
63Houston, TX$90,520$57,910$106,580$91,780
64Salt Lake City, UT$90,080$54,450$107,640$89,300
65New Orleans, LA$89,940$53,890$107,700$97,130
66Lakeland, FL$89,630$52,560$107,890$92,270
67Green Bay, WI$89,440$54,270$106,770$96,080
68Springfield, IL$89,290$54,370$106,480$96,270
69Greensboro, NC$89,190$56,600$105,250$96,040
70Waterbury, CT$89,040$68,680$99,070$89,240
71Omaha, NE-IA$88,750$60,260$102,790$96,560
72Jacksonville, FL$88,690$60,070$102,790$89,150
73Providence, RI-MA$88,690$64,480$100,610$87,140
74Tulsa, OK$88,570$54,770$105,210$99,280
75Riverside, CA$88,550$58,510$103,330$83,190
76Nashville, TN$88,030$58,800$102,420$91,380
77Durham, NC$87,530$60,880$100,650$89,710
78Cleveland, OH$87,460$58,260$101,840$93,120
79Raleigh, NC$87,280$61,730$99,860$88,920
80Greenville, NC$86,990$68,660$96,010$98,400
81Dayton, OH$86,740$56,010$101,860$93,580
82Florence, SC$86,280$57,570$100,400$99,430
83Eugene, OR$85,820$68,910$94,140$84,500
84Baltimore, MD$85,680$52,640$101,940$82,000
85Cincinnati, OH-KY-IN$85,450$48,480$103,650$89,600
86Missoula, MT$85,450$55,870$100,030$88,600
87Hattiesburg, MS$85,180$49,440$102,770$97,200
88Phoenix, AZ$85,070$59,900$97,470$82,340
89Milwaukee, WI$84,800$56,040$98,970$87,480
90Fresno, CA$84,760$59,590$97,160$82,970
91Albuquerque, NM$84,260$58,570$96,910$88,190
92Lexington, KY$84,240$59,650$96,370$90,690
93Orlando, FL$84,180$57,660$97,240$83,000
94Fargo, ND-MN$84,140$56,640$97,680$92,590
95Lubbock, TX$83,570$54,250$98,010$91,520
96Allentown, PA-NJ$83,470$56,580$96,700$83,500
97Fort Collins, CO$83,450$65,330$92,370$82,520
98Memphis, TN-MS-AR$83,390$53,710$98,010$90,470
99Kansas City, MO-KS$82,680$54,950$96,350$89,340
100Detroit, MI$81,760$58,490$93,200$81,520
101Greenville, SC$81,580$52,540$95,890$87,480
102Oklahoma City, OK$81,310$51,900$95,780$89,940
103Reading, PA$81,240$53,310$94,990$83,700
104Worcester, MA$81,240$60,420$91,500$79,240
105Madison, WI$81,020$54,500$94,080$83,280
106Springfield, MA$80,520$59,160$91,020$83,820
107St. Louis, MO-IL$80,160$57,350$91,420$84,300
108Las Vegas, NV$80,120$56,180$91,920$79,950
109Davenport, IA-IL$79,790$54,600$92,210$89,570
110Anchorage, AK$79,770$56,450$91,270$75,670
111Chattanooga, TN-GA$79,750$49,280$94,740$87,190
112San Antonio, TX$79,520$53,370$92,370$83,960
113Idaho Falls, ID$79,390$60,010$88,960$84,090
114Champaign, IL$79,370$53,290$92,210$85,620
115Colorado Springs, CO$79,100$64,250$86,400$78,540
116Little Rock, AR$79,020$47,050$94,740$88,420
117Bismarck, ND$79,000$55,140$90,750$86,790
118Baton Rouge, LA$78,040$49,130$92,270$85,970
119Louisville/Jefferson County, KY-IN$77,580$51,110$90,650$83,350
120Racine, WI$77,460$56,830$87,610$80,720
121South Bend, IN-MI$77,420$55,390$88,280$83,370
122Appleton, WI$77,190$47,130$92,000$83,520
123Cedar Rapids, IA$77,150$64,730$83,260$86,720
124Indianapolis, IN$77,060$54,370$88,250$80,530
125York, PA$76,860$47,440$91,350$80,060
126St. Cloud, MN$76,810$58,450$85,840$87,650
127Savannah, GA$76,750$56,510$86,720$80,610
128Wichita, KS$76,590$53,810$87,800$86,110
129Johnson City, TN$76,270$54,040$87,240$86,740
130Evansville, IN$75,940$55,910$85,820$82,970
131Ann Arbor, MI$75,770$52,750$87,110$75,110
132Killeen, TX$75,770$51,790$87,570$83,140
133Lincoln, NE$75,730$56,390$85,260$82,690
134Pensacola, FL$75,630$52,460$87,050$77,400
135Topeka, KS$75,610$55,600$85,470$85,130
136Provo, UT$75,150$50,000$87,550$76,500
137Scranton, PA$75,130$52,230$86,400$80,300
138Akron, OH$74,840$48,260$87,940$80,150
139Sheboygan, WI$74,710$55,600$84,140$79,470
140Sioux Falls, SD-MN$74,690$52,080$85,840$82,410
141Peoria, IL$73,960$51,020$85,260$81,070
142Lansing, MI$73,320$54,410$82,640$77,190
143Ogden, UT$72,920$48,210$85,110$72,670
144Fort Wayne, IN$72,510$49,920$83,620$78,330
145Kalamazoo, MI$71,860$55,290$80,020$75,770
146Springfield, MO$71,590$50,380$82,060$80,820
147La Crosse, WI-MN$71,490$50,190$81,990$77,900
148Knoxville, TN$71,200$49,480$81,910$76,920
149Oshkosh, WI$71,050$52,150$80,370$76,460
150Longview, TX$70,370$50,460$80,160$78,640
151Wausau, WI$70,200$52,270$79,020$75,770
152Columbia, MO$69,470$54,790$76,690$77,670
153Grand Rapids, MI$69,200$50,860$78,250$72,430
154Kenosha, WI$68,810$52,150$77,020$68,050
155Morgantown, WV$68,140$51,270$76,440$73,020
156Charleston, WV$67,560$49,770$76,290$76,150
157McAllen, TX$66,960$44,990$77,770$77,960
158Elkhart, IN$66,730$50,110$74,900$73,880
159Eau Claire, WI$66,310$49,110$74,800$71,460
160Canton, OH$66,290$53,810$72,450$74,140
161Huntington, WV-KY-OH$63,880$46,450$72,450$72,240
162San Juan, PR$63,540$40,080$75,090N/A
163Tucson, AZ$63,420$43,390$73,280$65,450
164Ponce, PR$58,910$39,640$68,410N/A
165El Paso, TX$57,780$37,750$67,660$64,260

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More on credit analysts

Method

About these numbers

  1. Mean wages are BLS Occupational Employment and Wage Statistics (OEWS) May 2025 estimates for each metropolitan statistical area, as published in the Department of Labor’s 2026–27 OFLC prevailing-wage file. Only metros with their own BLS estimate are listed.
  2. Entry (Level I) and experienced (Level IV) are the Department of Labor’s prevailing-wage levels for the occupation in that metro, used for employer visa filings. They are benchmarks from the same OEWS survey, not percentiles.
  3. OEWS top-codes wages at $115 an hour ($239,200 a year); top-coded means are shown as "$239,200+" and left out of rankings.
  4. At US prices divides the mean by the metro’s BEA Regional Price Parity (2024) over 100, a NueCareer calculation.

Questions

Credit Analyst salary by city: FAQ

Which city pays credit analysts the most?

New York, NY-NJ, where the average (mean) wage is $153,880 a year, followed by San Jose, CA ($135,700), San Francisco, CA ($133,350), Washington, DC-VA-MD-WV ($120,410). The national mean is $100,850 (BLS OEWS, May 2025).

Where do credit analysts earn the most after cost of living?

Divided by each metro's BEA price level, pay goes furthest in New York, NY-NJ ($136,710 at national prices, $153,880 nominal), San Jose, CA ($122,890 at national prices, $135,700 nominal), Richmond, VA ($122,160 at national prices, $119,540 nominal).

How much do credit analysts make in the biggest cities?

New York, NY-NJ: $153,880; Los Angeles, CA: $110,640; Chicago, IL-IN: $106,950; Dallas, TX: $91,960; Houston, TX: $90,520 (mean annual wage, BLS OEWS May 2025).

Where do credit analysts earn the least?

Of the 165 metro areas with their own estimate, El Paso, TX has the lowest mean wage, $57,780. At local prices that is worth $64,260.