Pay by state · 54 areas
Insurance Sales Agent Salary by State (2026)
Insurance Sales Agents earn the most in District of Columbia at $84,530 a year and the least in New Mexico at $45,180 (BLS OEWS, May 2025). The national median is $62,280. The table below covers all 50 states, DC, U.S. Virgin Islands, Guam and Puerto Rico, with a cost-of-living adjusted column.
- Highest median
- $84,530District of Columbia
- National median
- $62,280BLS OEWS, May 2025
- Lowest median
- $45,180New Mexico
- Areas reporting
- 54of 54 OEWS areas
Top and bottom
Highest- and lowest-paying states for insurance sales agents
Ranked on the state median among the 50 states and DC. After cost of living, Wisconsin comes out ahead instead. Territories are in the full table but not ranked here.
Highest median pay
- 1District of Columbia$84,530
- 2New Jersey$81,640
- 3Rhode Island$79,930
- 4Wisconsin$79,450
- 5Massachusetts$79,300
Lowest median pay
- 1New Mexico$45,180
- 2West Virginia$45,480
- 3Delaware$46,710
- 4Oklahoma$47,920
- 5Mississippi$47,930
All states
Insurance Sales Agent salary in every state
Sort by any column. Employment is the number of insurance sales agents OEWS estimates in that state; blank cells are estimates BLS suppressed because the sample was too small.
| # | ||||||
|---|---|---|---|---|---|---|
| 1 | DCDistrict of Columbia | $84,530 | $60,460 | $126,750 | N/A | $76,915 |
| 2 | NJNew Jersey | $81,640 | $60,060 | $124,460 | 11,370 | $75,033 |
| 3 | RIRhode Island | $79,930 | $61,210 | $123,080 | 1,700 | $78,148 |
| 4 | WIWisconsin | $79,450 | $57,080 | $107,990 | 7,860 | $84,436 |
| 5 | MAMassachusetts | $79,300 | $72,850 | $109,390 | 9,940 | $74,983 |
| 6 | MNMinnesota | $78,640 | $59,940 | $104,170 | 10,010 | $79,740 |
| 7 | NYNew York | $78,110 | $55,810 | $125,350 | 22,420 | $72,377 |
| 8 | CACalifornia | $76,120 | $49,370 | $104,860 | 41,160 | $68,750 |
| 9 | CTConnecticut | $74,840 | $53,600 | $103,320 | 5,230 | $72,232 |
| 10 | NHNew Hampshire | $74,370 | $54,330 | $102,310 | 2,320 | $71,396 |
| 11 | PAPennsylvania | $73,370 | $48,870 | $100,350 | 19,390 | $75,196 |
| 12 | SDSouth Dakota | $71,990 | $57,870 | $99,600 | 1,870 | $81,266 |
| 13 | WYWyoming | $71,830 | $54,780 | $99,550 | 850 | $77,494 |
| 14 | NDNorth Dakota | $71,220 | $57,400 | $96,540 | 1,460 | $80,059 |
| 15 | VTVermont | $70,720 | $60,900 | $82,980 | 730 | $72,194 |
| 16 | COColorado | $68,730 | $49,360 | $100,600 | 9,530 | $66,694 |
| 17 | ALAlabama | $65,510 | $47,740 | $103,100 | 7,430 | $73,753 |
| 18 | ILIllinois | $64,280 | $46,780 | $98,370 | 16,360 | $64,307 |
| 19 | HIHawaii | $64,170 | $57,930 | $79,440 | 1,070 | $58,362 |
| 20 | MEMaine | $62,920 | $49,920 | $78,860 | 2,240 | $64,833 |
| 21 | VIU.S. Virgin Islands | $62,550 | $57,070 | $112,530 | 60 | N/A |
| 22 | MTMontana | $62,040 | $50,110 | $83,200 | 2,090 | $65,550 |
| 23 | MIMichigan | $61,900 | $47,890 | $88,390 | 12,160 | $64,334 |
| 24 | GAGeorgia | $61,850 | $45,980 | $99,430 | 18,030 | $64,231 |
| 25 | OROregon | $61,680 | $48,230 | $85,440 | 5,370 | $59,674 |
| 26 | NENebraska | $61,590 | $48,300 | $93,740 | 6,160 | $68,355 |
| 27 | AZArizona | $61,560 | $48,040 | $79,740 | 11,870 | $61,146 |
| 28 | INIndiana | $61,360 | $48,850 | $94,710 | 10,440 | $65,746 |
| 29 | SCSouth Carolina | $61,350 | $44,990 | $94,850 | 8,220 | $65,441 |
| 30 | OHOhio | $61,260 | $47,290 | $81,040 | 16,250 | $66,031 |
| 31 | UTUtah | $61,230 | $45,960 | $95,070 | 4,620 | $61,934 |
| 32 | WAWashington | $61,040 | $48,570 | $85,900 | 10,500 | $57,040 |
| 33 | KYKentucky | $60,880 | $46,260 | $81,000 | 6,210 | $67,525 |
| 34 | VAVirginia | $60,520 | $46,380 | $80,590 | 9,480 | $59,859 |
| 35 | KSKansas | $60,370 | $46,800 | $103,980 | 6,360 | $67,027 |
| 36 | IAIowa | $60,140 | $45,770 | $82,080 | 6,840 | $68,526 |
| 37 | FLFlorida | $59,790 | $46,010 | $79,420 | 47,560 | $57,816 |
| 38 | MOMissouri | $58,990 | $41,960 | $81,960 | 10,030 | $64,955 |
| 39 | NCNorth Carolina | $58,710 | $43,980 | $78,430 | 20,540 | $62,242 |
| 40 | IDIdaho | $58,510 | $47,740 | $94,860 | 3,200 | $61,271 |
| 41 | MDMaryland | $58,300 | $45,170 | $79,700 | 5,700 | $55,545 |
| 42 | TNTennessee | $57,120 | $44,710 | $77,360 | 7,610 | $62,175 |
| 43 | ARArkansas | $56,720 | $40,950 | $79,830 | 4,580 | $65,243 |
| 44 | LALouisiana | $55,440 | $43,480 | $79,540 | 7,100 | $62,852 |
| 45 | TXTexas | $51,180 | $39,740 | $83,460 | 47,060 | $52,732 |
| 46 | AKAlaska | $50,500 | $49,800 | $72,140 | 540 | $49,336 |
| 47 | NVNevada | $49,100 | $42,060 | $65,380 | 4,200 | $49,110 |
| 48 | MSMississippi | $47,930 | $37,420 | $78,080 | 3,210 | $55,122 |
| 49 | OKOklahoma | $47,920 | $38,360 | $77,580 | 5,310 | $54,552 |
| 50 | DEDelaware | $46,710 | $45,160 | $76,990 | 1,220 | $46,800 |
| 51 | WVWest Virginia | $45,480 | $34,280 | $75,260 | 1,430 | $50,817 |
| 52 | NMNew Mexico | $45,180 | $36,500 | $71,000 | 2,200 | $48,996 |
| 53 | GUGuam | $37,010 | $30,050 | $47,370 | 70 | N/A |
| 54 | PRPuerto Rico | $36,250 | $29,870 | $49,470 | 2,650 | N/A |
Method
How the cost-of-living adjustment works
The adjusted column divides each state median by that state's BEA Regional Price Parity (RPP) and multiplies by 100. RPPs measure how much a fixed basket of goods, services and rents costs in one state relative to the national average, so the result restates local pay in national-average dollars.
For insurance sales agents, that changes the ranking: District of Columbia leads on raw pay at $84,530, while Wisconsin leads once prices are taken into account at $84,436.
Source: BEA Regional Price Parities by State, 2024 (public domain). The adjustment is NueCareer's calculation, not a BLS or BEA published statistic.
Questions
Insurance Sales Agent pay by state: FAQ
Which state pays insurance sales agents the most?
District of Columbia reports the highest median wage for insurance sales agents at $84,530 a year (BLS OEWS, May 2025), followed by New Jersey ($81,640) and Rhode Island ($79,930).
Which state pays insurance sales agents the least?
Among the 50 states and DC, New Mexico reports the lowest median for insurance sales agents at $45,180 a year, $39,350 below the highest-paying state (BLS OEWS, May 2025). Among the territories, U.S. Virgin Islands reports $62,550, Guam reports $37,010 and Puerto Rico reports $36,250.
Is the highest-paying state the best for insurance sales agents after cost of living?
Not on this data. District of Columbia pays the most on paper ($84,530) but ranks 7th of 51 once each median is divided by the state's BEA Regional Price Parity ($76,915). Wisconsin leads after that adjustment at $84,436, from a raw median of $79,450. BEA Regional Price Parities, 2024; the adjustment is NueCareer's calculation.