Legal

1031 Exchange Intermediary Salary (2026), outlook and how to become one

Holds sale proceeds and prepares the documents that let real estate investors defer capital gains tax by exchanging one investment property for another.

Median pay
$58,650
Growth to 2035
+2.1%
Openings a year
5,300
Typical entry
High school

Holds sale proceeds and prepares the documents that let real estate investors defer capital gains tax by exchanging one investment property for another. BLS does not publish separate figures for title examiners, abstractors, and searchers; it counts them within title examiner, abstractor, and searcher (SOC 23-2093), whose median pay is $58,650 a year (BLS OEWS, May 2025). Typical entry-level education: High school diploma or equivalent.

  • SOC 23-2093
  • Legal
  • Last updated October 9, 2026

At a glance

1031 Exchange Intermediary in four numbers

Median pay
$58,650a year, or $28.20/hr
Lowest 10% $38KTop 10% $91K

US median, all jobs: $50,980

BLS OEWS, May 2025
Projected growth
+2.1%Slower than average
This career
+2.1%
All jobs
+3.5%
Projected employment change, 2025–2035
ItemValue
This career+2.1%
All jobs+3.5%
BLS EP, 2025–2035
Openings a year
5,30059,800 jobs today
  • Jobs in 202559.8K
  • Projected 203561.1K
Employment, 2025–2035
ItemValue
Jobs in 202559.8K
Projected 203561.1K
BLS EP, 2025–2035
Typical education
High schoolneeded to enter
  • Less than high school3.5%
  • High school54.5%
  • Certificate10.2%
  • Some college13.4%
  • Bachelor's13.6%
  • Professional degree4%
Highest education held by title examiners, abstractors, and searchers
SegmentValue
Less than high school3.5%
High school54.5%
Certificate10.2%
Some college13.4%
Bachelor's13.6%
Professional degree4%
BLS EP, 2025–2035; mix: O*NET

Also advertised as: Qualified Intermediary, Exchange Accommodator, 1031 Exchange Officer, Exchange Coordinator, Like-Kind Exchange Specialist.

Pay

How much do Title Examiners, Abstractors, and Searchers make?

Annual pay, lowest-paid to highest-paid

Every 1031 exchange intermediary in the US, by percentile of annual wage

Median

$58,650

Middle half earn $47,420 to $74,810

10th
$38,170
25th
$47,420
75th
$74,810
90th
$90,830

All US occupations: $50,980

1031 Exchange Intermediary annual wages
PercentileValue
10th$38,170
25th$47,420
Median$58,650
75th$74,810
90th$90,830
All US occupations$50,980

Source: BLS OEWS, May 2025

Median annual wage
$58,650
Median hourly wage
$28.20/hr
Mean annual wage
$62,350
People employed
48,580

Versus all US occupations

At $58,650, Title Examiners, Abstractors, and Searchers earn 15% above the $50,980 median across all US occupations, a difference of $7,670 a year.

Versus legal occupations

Inside the Legal group, where the middle occupation pays $159,670, this is 63% below the group median.

Pay range

The top 10% earn $90,830 or more while the bottom 10% earn $38,170, a gap of 2.4×. That is a typical spread for a US occupation.

Rank in the bank

This median pays more than 31% of the 1,741 occupations in the NueCareer career bank.

Cost of living

Colorado posts the highest raw median ($77,600), but once local prices are taken into account West Virginia leads at $86,293 in national-average dollars.

Pay by state

Which states pay Title Examiners, Abstractors, and Searchers the most?

State medians come from the same OEWS release as the national figures. The cost-of-living column divides each state median by that state's BEA Regional Price Parity, restating pay in national-average dollars so a high-cost state and a low-cost one can be compared directly.

Top 10 states by median annual wage for Title Examiners, Abstractors, and Searchers
StateMedianCOL-adjustedEmployed
1Colorado$77,600$75,3021,400
2West Virginia$77,230$86,293350
3Oregon$76,930$74,428640
4Alaska$75,960$74,209100
5Nevada$71,050$71,065620
6Massachusetts$69,100$65,338N/A
7California$67,230$60,721N/A
8Washington$66,440$62,086930
9Delaware$65,270$65,396140
10Rhode Island$63,300$61,889120
See all 48 states, sortable, with cost-of-living adjustments

Job outlook

Is 1031 Exchange Intermediary a growing career?

Projected change in jobs

Employment change over 2025–2035, against every US occupation

Title Examiners, Abstractors, and Searchers
+2.1%
All US occupations
+3.5%

Slower than average. +2.1% projected growth vs 3.5% for all occupations.

Projected employment change, 2025–2035
ItemValue
Title Examiners, Abstractors, and Searchers+2.1%
All US occupations+3.5%

Source: BLS EP, 2025–2035

Slower than average

BLS projects employment of Title Examiners, Abstractors, and Searchers to change 2.1% over 2025–2035, against 3.5% projected for all occupations. That is 1,300 more jobs.

Annual openings

About 5,300 openings are projected each year, 8.9% of the 59,800 jobs that existed in 2025. Most come from workers leaving the occupation, not from growth alone.

Getting in

How to become a 1031 Exchange Intermediary

There is no single degree requirement, but many intermediaries have backgrounds in escrow, title, real estate, accounting or law, and some are attorneys or CPAs. Entry roles are often exchange coordinator or exchange officer positions at an intermediary firm, many of which are owned by title companies or banks.

The Federation of Exchange Accommodators, the industry's professional body, awards the Certified Exchange Specialist designation to people who meet experience requirements and pass its exam. A handful of states regulate intermediaries directly, requiring bonding, insurance or licensing. Detailed knowledge of IRS rules and careful handling of client money matter more than sales ability.

  1. 1

    Typical entry-level education

    High school diploma or equivalent

  2. 2

    Work experience in a related occupation

    None

  3. 3

    Typical on-the-job training

    Moderate-term on-the-job training

  4. 4

    Preparation needed (O*NET job zone)

    Little or no preparation

BLS Employment Projections, 2025–2035; job zone from O*NET 31.0 Database.

What education people in the job have

O*NET incumbent survey: the highest level of education reported by people already working as title examiners, abstractors, and searchers.

  • High School Diploma or the equivalent (such as a GED)54.5%
  • Bachelor's Degree13.6%
  • Some College Courses13.4%
  • Post-Secondary Certificate10.2%
  • First Professional Degree4%
Highest education held by title examiners, abstractors, and searchers
ItemValue
High School Diploma or the equivalent (such as a GED)54.5%
Bachelor's Degree13.6%
Some College Courses13.4%
Post-Secondary Certificate10.2%
First Professional Degree4%

Source: O*NET 31.0 Database

The work

What does a 1031 Exchange Intermediary do?

Under Section 1031 of the Internal Revenue Code, investors who sell business or investment real estate can defer capital gains tax if they reinvest in like-kind property and never take control of the cash in between. A qualified intermediary makes that possible. They step into the transaction, draft the exchange agreement and assignment documents, and hold the sale proceeds in a segregated account until the replacement property closes.

Day to day, exchange intermediaries coordinate with escrow and title officers, attorneys, accountants and real estate agents. They track the strict identification and closing deadlines, review identification notices, wire funds to closing, and answer client questions about what qualifies. Senior staff handle complex structures such as reverse and improvement exchanges, where the intermediary holds title to property for the investor.

Day-to-day tasks

  1. Draft exchange agreements, assignments and closing instructions
  2. Hold and safeguard exchange proceeds in segregated accounts
  3. Track identification and closing deadlines for each exchange
  4. Review replacement property identification notices for compliance
  5. Coordinate with escrow officers, attorneys and accountants at closing
  6. Explain like-kind exchange rules to investors and their advisers
  7. Structure reverse and improvement exchanges with title holding entities

Typical tasks, researched by NueCareer from the sources below.

Working conditions and hours

Exchange intermediaries work in offices, frequently inside title companies, banks or specialized exchange firms, and increasingly remotely since most documents are signed and delivered electronically. The work is deadline driven and detail heavy, with busy stretches at month end and year end when many closings happen. Travel is rare.

Where the work happens

  • Indoors, climate-controlled

    NeverEvery day
  • Outdoors in all weather

    NeverEvery day

    Almost never works outdoors.

Physical demands

  • Sitting

    NeverAlmost all the time

    Seated for more than half the working day.

  • Standing

    NeverAlmost all the time
  • Bending or twisting

    NeverAlmost all the time

Working with people

  • Contact with other people

    NoneConstant
  • Face-to-face discussions

    NeverEvery day
  • Dealing with the public

    Not importantExtremely important

Pressure and stakes

  • Strict deadlines

    NeverEvery day

    Meeting strict deadlines at least weekly.

  • Conflict situations

    NeverEvery day
  • Cost of a mistake

    Not seriousExtremely serious

    Mistakes carry very serious consequences.

Autonomy

  • Freedom to decide

    NoneA lot

    A lot of freedom to make decisions without checking first.

Conditions: O*NET Work Context survey. Each item has its own scale, so each dot is read against the two answers that end its own line.

Core skills

O*NET importance, 1 to 5

  • Reading Comprehension4.0
  • Active Listening3.8
  • Speaking3.6
  • Critical Thinking3.6
  • Writing3.3
  • Monitoring3.0
  • Active Learning2.9
  • Learning Strategies2.4
Core skills for Title Examiners, Abstractors, and Searchers
ItemValue
Reading Comprehension4.0
Active Listening3.8
Speaking3.6
Critical Thinking3.6
Writing3.3
Monitoring3.0
Active Learning2.9
Learning Strategies2.4

Source: O*NET 31.0 Database

Transferable skills

O*NET importance, 1 to 5

  • Time Management3.4
  • Complex Problem Solving3.1
  • Coordination3.0
  • Judgment and Decision Making3.0
  • Service Orientation2.9
  • Social Perceptiveness2.8
  • Persuasion2.5
  • Instructing2.3
Transferable skills for Title Examiners, Abstractors, and Searchers
ItemValue
Time Management3.4
Complex Problem Solving3.1
Coordination3.0
Judgment and Decision Making3.0
Service Orientation2.9
Social Perceptiveness2.8
Persuasion2.5
Instructing2.3

Source: O*NET 31.0 Database

Tools and software

  • Customer relationship management CRM software · in demand
  • Data base user interface and query software · in demand
  • Document management software · in demand
  • Electronic mail software · in demand
  • Office suite software · in demand
  • Operating system software · in demand
  • Presentation software · in demand
  • Spreadsheet software · in demand
  • Word processing software · in demand
  • Calendar and scheduling software
  • Enterprise resource planning ERP software
  • Geographic information system

“In demand” marks an O*NET Employer-Based Hot Technology, software named in real job postings for this occupation.

Personality fit

What personality type suits a 1031 Exchange Intermediary?

Interest profile

NueCareer estimate (Holland code CEI) built on O*NET's Title Examiner, Abstractor, and Searcher profile, scored 1 to 7

1031 Exchange Intermediary · Realistic: 21031 Exchange Intermediary · Investigative: 41031 Exchange Intermediary · Artistic: 11031 Exchange Intermediary · Social: 21031 Exchange Intermediary · Enterprising: 41031 Exchange Intermediary · Conventional: 7
1031 Exchange Intermediary interest profile
Axis1031 Exchange Intermediary
Realistic2
Investigative4
Artistic1
Social2
Enterprising4
Conventional7

Source: O*NET 31.0 Database

What the work is built around

Day to day this is work built around organising, following procedures and working precisely with data, combined with leading, persuading, selling and making decisions.

  • Conventional6.7
  • Enterprising4.3
  • Investigative3.5
  • Realistic2.4
  • Social2.3
  • Artistic1.1

Closest MBTI types

NueCareer fit scores: cosine similarity between each MBTI type's interest vector and this occupation's O*NET interest profile. Not a BLS or O*NET figure; the method is documented on our methodology page.

Questions

1031 Exchange Intermediary: frequently asked questions

How much do Title Examiners, Abstractors, and Searchers make?

BLS does not publish a separate wage for title examiners, abstractors, and searchers. It counts them within title examiner, abstractor, and searcher, whose median pay is $58,650 a year (BLS OEWS, May 2025). The middle half of that occupation earn between $47,420 and $74,810, and the top 10% earn $90,830 or more.

Do you need a degree to become a 1031 Exchange Intermediary?

No. A bachelor's degree is not the norm: BLS reports a high school diploma or equivalent as the typical entry-level education for Title Examiners, Abstractors, and Searchers. BLS also lists moderate-term on-the-job training as typical on-the-job training. In O*NET's survey of people already doing the job, 54.5% hold high school diploma or the equivalent (such as a ged).

Is 1031 Exchange Intermediary a growing career?

It is growing, but slowly: 2.1% over 2025–2035 against 3.5% for all occupations (BLS EP, 2025–2035). BLS still projects about 5,300 openings a year, mostly from workers retiring or moving to other work.

What does a 1031 Exchange Intermediary do?

Under Section 1031 of the Internal Revenue Code, investors who sell business or investment real estate can defer capital gains tax if they reinvest in like-kind property and never take control of the cash in between. A typical task: draft exchange agreements, assignments and closing instructions. Employers most often ask for Customer relationship management CRM software, Data base user interface and query software, Document management software.

Which states pay Title Examiners, Abstractors, and Searchers the most?

The highest state medians for Title Examiners, Abstractors, and Searchers are Colorado ($77,600), West Virginia ($77,230), Oregon ($76,930) (BLS OEWS, May 2025). Adjusted for local prices using BEA Regional Price Parities, West Virginia moves to the top at $86,293.

What personality type suits a 1031 Exchange Intermediary?

O*NET scores Title Examiners, Abstractors, and Searchers highest on the Conventional, Enterprising and Investigative interest areas, so the work mixes organising, following procedures and working precisely with data with leading, persuading, selling and making decisions. On NueCareer's MBTI-to-interest mapping the closest types are ESTJ, ISTJ. Personality is a fit signal, not a gate. The free NueCareer quiz scores your own profile against all 1,731 careers in the bank.

Research sources for this career