Pay by state · 47 states
Credit Counselor Salary by State (2026)
Credit Counselors earn the most in California at $67,120 a year and the least in Missouri at $30,580 (BLS OEWS, May 2025). The national median is $52,230. All 47 states and territories with reported data are ranked below, with a cost-of-living adjusted column.
- Highest median
- $67,120California
- National median
- $52,230BLS OEWS, May 2025
- Lowest median
- $30,580Missouri
- States reporting
- 47of 54 OEWS areas
All states
Credit Counselor salary in every state
Sort by any column. Employment is the number of credit counselors OEWS estimates in that state; blank cells are estimates BLS suppressed because the sample was too small.
| # | ||||||
|---|---|---|---|---|---|---|
| 1 | CACalifornia | $67,120 | $56,040 | $81,860 | 2,160 | $60,621 |
| 2 | GAGeorgia | $64,080 | $48,560 | $64,080 | 460 | $66,547 |
| 3 | DCDistrict of Columbia | $63,580 | $58,670 | $81,800 | 110 | $57,852 |
| 4 | MAMassachusetts | $63,240 | $53,340 | $79,350 | 770 | $59,797 |
| 5 | NYNew York | $63,030 | $53,390 | $79,370 | 2,020 | $58,404 |
| 6 | NENebraska | $62,510 | $50,970 | $80,650 | 260 | $69,376 |
| 7 | WAWashington | $62,360 | $57,780 | $75,130 | 560 | $58,273 |
| 8 | MNMinnesota | $62,160 | $53,310 | $66,290 | 580 | $63,029 |
| 9 | MDMaryland | $60,450 | $52,210 | $64,680 | 350 | $57,594 |
| 10 | OROregon | $59,150 | $49,990 | $68,600 | 280 | $57,227 |
| 11 | NHNew Hampshire | $58,830 | $48,570 | $67,230 | 170 | $56,478 |
| 12 | RIRhode Island | $58,480 | $49,600 | $75,050 | 130 | $57,176 |
| 13 | PAPennsylvania | $58,330 | $47,160 | $70,700 | 1,110 | $59,781 |
| 14 | NJNew Jersey | $57,180 | $45,370 | $62,370 | 530 | $52,553 |
| 15 | COColorado | $57,130 | $49,620 | $63,460 | 360 | $55,438 |
| 16 | MEMaine | $55,490 | $48,330 | $62,630 | 170 | $57,177 |
| 17 | NVNevada | $55,480 | $49,640 | $64,020 | 170 | $55,492 |
| 18 | CTConnecticut | $54,710 | $45,050 | $65,420 | 100 | $52,804 |
| 19 | SCSouth Carolina | $53,190 | $43,490 | $60,210 | 250 | $56,737 |
| 20 | DEDelaware | $52,840 | $49,020 | $75,980 | 40 | $52,942 |
| 21 | NDNorth Dakota | $52,220 | $51,360 | $58,520 | 30 | $58,701 |
| 22 | MIMichigan | $52,160 | $47,380 | $60,470 | 1,260 | $54,211 |
| 23 | WIWisconsin | $52,140 | $47,430 | $62,410 | 770 | $55,412 |
| 24 | ILIllinois | $51,930 | $46,220 | $60,760 | 1,170 | $51,952 |
| 25 | VAVirginia | $51,550 | $47,280 | $60,230 | 760 | $50,987 |
| 26 | AZArizona | $51,480 | $47,770 | $60,140 | 980 | $51,134 |
| 27 | UTUtah | $51,330 | $46,850 | $78,900 | 190 | $51,920 |
| 28 | OHOhio | $51,160 | $47,160 | $60,780 | 890 | $55,145 |
| 29 | IDIdaho | $51,130 | $47,350 | $65,310 | 90 | $53,543 |
| 30 | NMNew Mexico | $50,390 | $41,870 | $63,110 | 200 | $54,646 |
| 31 | PRPuerto Rico | $50,010 | $28,190 | $61,660 | N/A | N/A |
| 32 | SDSouth Dakota | $48,890 | $45,400 | $49,760 | N/A | $55,189 |
| 33 | TXTexas | $48,220 | $39,240 | $57,140 | 3,950 | $49,682 |
| 34 | INIndiana | $48,180 | $38,030 | $58,330 | 740 | $51,624 |
| 35 | KYKentucky | $48,150 | $42,340 | $58,190 | 220 | $53,406 |
| 36 | IAIowa | $48,130 | $43,880 | $50,730 | 440 | $54,842 |
| 37 | ALAlabama | $48,120 | $44,920 | $57,660 | N/A | $54,175 |
| 38 | LALouisiana | $47,250 | $43,070 | $55,070 | 130 | $53,567 |
| 39 | OKOklahoma | $46,950 | $40,310 | $51,620 | 230 | $53,448 |
| 40 | FLFlorida | $46,300 | $43,420 | $52,900 | 2,410 | $44,772 |
| 41 | NCNorth Carolina | $46,180 | $40,250 | $60,500 | 320 | $48,958 |
| 42 | MSMississippi | $45,990 | $37,070 | $48,730 | 210 | $52,891 |
| 43 | WVWest Virginia | $45,860 | $40,250 | $48,890 | 150 | $51,242 |
| 44 | ARArkansas | $45,060 | $37,860 | $57,980 | 50 | $51,831 |
| 45 | WYWyoming | $42,580 | $33,420 | $49,840 | 40 | $45,938 |
| 46 | TNTennessee | $38,730 | $37,530 | $64,700 | 950 | $42,157 |
| 47 | MOMissouri | $30,580 | $29,110 | $47,190 | N/A | $33,672 |
Method
How the cost-of-living adjustment works
The adjusted column divides each state median by that state's BEA Regional Price Parity (RPP) and multiplies by 100. RPPs measure how much a fixed basket of goods, services and rents costs in one state relative to the national average, so the result restates local pay in national-average dollars.
For Credit Counselors, that changes the ranking: California leads on raw pay at $67,120, while Nebraska leads once prices are taken into account at $69,376.
Source: BEA Regional Price Parities by State, 2024 (public domain). The adjustment is NueCareer's calculation, not a BLS or BEA published statistic.
Questions
Credit Counselor pay by state: FAQ
Which state pays Credit Counselors the most?
California reports the highest median wage for Credit Counselors at $67,120 a year (BLS OEWS, May 2025), followed by Georgia ($64,080) and District of Columbia ($63,580).
Which state pays Credit Counselors the least?
Missouri reports the lowest median for Credit Counselors at $30,580 a year, $36,540 below the highest-paying state (BLS OEWS, May 2025).
Where do Credit Counselors earn the most after cost of living?
Dividing each state median by that state's BEA Regional Price Parity puts Nebraska first at $69,376 in national-average dollars, from a raw median of $62,510. BEA Regional Price Parities, 2024.