--- title: "Will AI Replace Financial Advisors? (2026)" description: "BLS rates financial advisors' exposure to AI as very high. What that means, which parts of the work AI touches, and the 2025–2035 outlook (+1.4%…" canonical: "https://nuecareer.com/careers/will-ai-replace-financial-advisors" last-updated: "2026-10-15T08:19:32.066Z" --- # Will AI Replace Financial Advisors? (2026) **Short answer:** AI will reshape this job more than most, but BLS does not forecast it disappearing. The exposure is among the highest BLS measured, yet it still projects employment to grow. The Bureau of Labor Statistics places financial advisors in its very high AI exposure category, among the occupations most exposed to current AI. BLS projects employment to change by +1.4% over 2025–2035, against 3.5% for all occupations, with about 17,100 openings a year. | Measure | Value | Source | | --- | --- | --- | | BLS relative AI exposure | Very high | BLS Employment Projections, AI exposure categories | | NueCareer AI-resilience score | 15/100 | NueCareer analysis of O\*NET 31.0 Database | | Projected employment change | +1.4% | BLS EP 2025–2035 | | Openings a year | 17,100 | BLS EP 2025–2035 | | Median annual wage | $105,070 | BLS OEWS May 2025 | ## Exposure categories | BLS category | Occupations | | --- | --- | | Low | 203 | | Moderate | 194 | | High | 190 | | Very high (this job) | 199 | Exposure means AI could be or has been used to assist with or complete some of the work. BLS says it does not imply job loss, productivity gains, automation probability or wage effects. Method: https://www.bls.gov/emp/publications/ai-exposure-categories.htm ## What holds up - Establishing and maintaining interpersonal relationships: 4.6/5 (O\*NET work activity importance) - Face-to-face discussions: 4.1/5 (O\*NET work context) - Making decisions and solving problems: 4.6/5 (O\*NET work activity importance) - Performing for or working directly with the public: 3.5/5 (O\*NET work activity importance) ## What AI reaches first - Processing information: 4.5/5 (O\*NET work activity importance) - Analyzing data or information: 4.7/5 (O\*NET work activity importance) - Documenting/recording information: 4.0/5 (O\*NET work activity importance) - Working with computers: 4.6/5 (O\*NET work activity importance) ## O\*NET tasks - Interview clients to determine their current income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, or other information needed to develop a financial plan. - Analyze financial information obtained from clients to determine strategies for meeting clients' financial objectives. - Answer clients' questions about the purposes and details of financial plans and strategies. - Review clients' accounts and plans regularly to determine whether life changes, economic changes, environmental concerns, or financial performance indicate a need for plan reassessment. - Recommend to clients strategies in cash management, insurance coverage, investment planning, or other areas to help them achieve their financial goals. - Implement financial planning recommendations, or refer clients to someone who can assist them with plan implementation. ## Related careers less exposed to AI than financial advisors - [Labor Relations Specialist](https://nuecareer.com/careers/labor-relations-specialist): BLS exposure High, median $95,420 ## FAQ **Will AI replace financial advisors?** AI will reshape this job more than most, but BLS does not forecast it disappearing. The exposure is among the highest BLS measured, yet it still projects employment to grow. BLS defines exposure as AI being able to assist with or complete some of the work, and says it does not imply job loss, productivity gains or wage effects. BLS projects employment to change by +1.4% over 2025–2035, against 3.5% for all occupations, with about 17,100 openings a year. **How exposed are financial advisors to AI?** BLS sorts 786 occupations into four relative categories: low, moderate, high and very high. Financial Advisors are in the very high category, alongside 198 other occupations. The categories combine five public measures of where AI could be or already is used, and they compare occupations with each other rather than giving an absolute risk. **What parts of a financial advisor's job can AI do?** In O\*NET's description of the work, the parts that overlap most with what AI handles well are processing information, analyzing data or information and documenting/recording information. The parts that hold up best are establishing and maintaining interpersonal relationships, face-to-face discussions and making decisions and solving problems. These come from O\*NET ratings of how important each activity is to the job, read through NueCareer's AI-resilience method. **Is being a financial advisor a safe career from AI?** On NueCareer's AI-resilience score, built from O\*NET work activities, financial advisors score 15 out of 100, higher than 7% of the occupations we score. The job pays a median of $105,070 a year (BLS OEWS, May 2025). No job is fully safe from technological change, but the federal exposure category and the projected openings are the two numbers worth weighing. **What careers similar to financial advisors are less exposed to AI?** Labor Relations Specialist (high exposure, $95,420 median). Each is in a lower BLS exposure category than financial advisors, and most are listed by O\*NET as related to the work. Full profile: https://nuecareer.com/careers/financial-advisor. --- This bank includes information from the O\*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license (https://creativecommons.org/licenses/by/4.0/). O\*NET® is a trademark of USDOL/ETA. NueCareer has transformed the data by joining it to BLS wage and projection data and deriving facet, personality-fit and AI-resilience scores. BLS and BEA data are public domain (17 U.S.C. §105). O\*NET content is used under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/). How these figures are sourced and derived: https://nuecareer.com/careers/methodology