--- title: "Financial Risk Specialist" description: "Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make…" canonical: "https://nuecareer.com/careers/financial-risk-specialist" last-updated: "2026-10-09T10:57:55.138Z" --- # Financial Risk Specialist **Category:** Business and Financial Operations · **SOC code:** 13-2054 · **O\*NET-SOC code:** 13-2054.00 Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk. Also advertised as: Analyst; Equity Research Analyst; Risk Analyst; Risk Manager; Risk Specialist; Securities Analyst. ## At a glance - **Median annual wage:** $117,330 (BLS OEWS, May 2025) - **Median hourly wage:** $56.41/hr - **Wage range (10th–90th percentile):** $64,820 to $196,110, with the middle half between $83,980 and $158,250 - **Total US employment:** 63,850 - **Typical entry education:** Bachelor's - **Preparation required:** Medium preparation — O\*NET rates this "Job Zone Four: Considerable Preparation Needed" - **Projected growth:** +7.4% over 2025–2035 (BLS EP, 2025–2035) - **Annual job openings:** 4,800 openings a year - **AI-resilience score:** not scored for this occupation ## Pay National wage distribution, BLS OEWS, May 2025, across 63,850 US jobs. | Percentile | Annual wage | | --- | --- | | 10th | $64,820 | | 25th | $83,980 | | 50th (median) | $117,330 | | 75th | $158,250 | | 90th | $196,110 | | Mean (average) | $124,420 | ### Pay by state The 15 highest-paying states, by median annual wage. The cost-of-living-adjusted column divides the state median by that state's BEA Regional Price Parity, so the columns answer different questions: the first is what the job pays there, the second is what that pay buys there. | State | Median annual wage | Cost-of-living adjusted | Employment | | --- | --- | --- | --- | | NH | $158,320 | $151,990 | 300 | | ME | $141,020 | $145,307 | Not published by BLS | | DE | $139,440 | $139,708 | 1,160 | | NY | $136,830 | $126,787 | 12,060 | | NC | $132,040 | $139,983 | 3,200 | | MA | $130,400 | $123,302 | 1,440 | | NJ | $129,220 | $118,763 | 2,760 | | CA | $129,110 | $116,609 | 5,740 | | VA | $126,510 | $125,129 | 1,770 | | WA | $123,150 | $115,079 | 900 | | CO | $120,300 | $116,737 | 1,050 | | WY | $119,550 | $128,977 | 170 | | MD | $117,130 | $111,596 | 890 | | CT | $113,990 | $110,018 | 660 | | OR | $109,580 | $106,017 | 430 | 36 more states with published wage data are omitted here. The full table for all 51 states is at https://nuecareer.com/careers/financial-risk-specialist/salary-by-state, or as JSON at https://nuecareer.com/api/v1/careers/financial-risk-specialist. ## Outlook BLS projects employment to move from 66,000 in the 2025–2035 base year to 70,800 by the end of the cycle — a gain of 4,900 jobs, or +7.4%. Much faster than average: 7.4% against 3.5% projected for all occupations over the same cycle. About 4,800 openings a year are expected on average, counting openings from growth as well as from workers leaving the occupation permanently. Source: BLS EP, 2025–2035. ## How to get in - **Typical entry education:** Bachelor's degree (BLS Employment Projections). - **Preparation level:** Medium preparation — O\*NET's preparation band for this occupation is "Job Zone Four: Considerable Preparation Needed". - **Related work experience typically required:** None. - **Typical on-the-job training:** None. ## What the work involves - Analyze areas of potential risk to the assets, earning capacity, or success of organizations. - Analyze new legislation to determine impact on risk exposure. - Conduct statistical analyses to quantify risk, using statistical analysis software or econometric models. - Confer with traders to identify and communicate risks associated with specific trading strategies or positions. - Consult financial literature to ensure use of the latest models or statistical techniques. - Contribute to development of risk management systems. - Determine potential environmental impacts of new products or processes on long-term growth and profitability. - Develop contingency plans to deal with emergencies. ## Who it suits O\*NET rates every occupation on the six Holland (RIASEC) interest areas, on a 1–7 scale. This occupation's strongest areas are Conventional (C), Investigative (I), Enterprising (E). | Interest area | Score (1–7) | | --- | --- | | C — Conventional | 5.36 | | I — Investigative | 4.96 | | E — Enterprising | 4.92 | | S — Social | 2.48 | | R — Realistic | 1.67 | | A — Artistic | 1.31 | ### Personality fit These scores are **derived by NueCareer**, not published by any government agency: they are cosine similarities between a personality type's trait profile and this occupation's O\*NET interest and work-style ratings, expressed 0–100. Treat them as a starting point for exploration, not as evidence that a type belongs in a job. | Type | Fit score (0–100) | | --- | --- | | ESTJ | 75.2 | | ISTJ | 71.5 | | ENTJ | 70.2 | | INTJ | 64.2 | | ESFJ | 60.7 | Best-fitting types: ESTJ, ISTJ, ENTJ. ## Related occupations O\*NET's primary related occupations, in its own ranked order. - [Financial Quantitative Analyst](https://nuecareer.com/careers/financial-quantitative-analyst) — median $81,100 - [Financial and Investment Analyst](https://nuecareer.com/careers/financial-and-investment-analyst) — median $102,740 - [Investment Fund Manager](https://nuecareer.com/careers/investment-fund-manager) — median $166,570 - [Financial Advisor](https://nuecareer.com/careers/financial-advisor) — median $105,070 - [Management Analyst](https://nuecareer.com/careers/management-analyst) — median $101,860 - [Security, Commodity, and Financial Services Sales Agent](https://nuecareer.com/careers/security-commodity-and-financial-services-sales-agent) — median $78,660 - [Credit Analyst](https://nuecareer.com/careers/credit-analyst) — median $83,510 - [Financial Examiner](https://nuecareer.com/careers/financial-examiner) — median $94,160 - [Financial Manager](https://nuecareer.com/careers/financial-manager) — median $166,570 - [Business Intelligence Analyst](https://nuecareer.com/careers/business-intelligence-analyst) — median $120,230 ## Sources - **O\*NET** — O\*NET 31.0 Database, August 2026. https://www.onetcenter.org/database.html - **BLS OEWS** — BLS Occupational Employment and Wage Statistics, May 2025. https://www.bls.gov/oes/ - **BLS EP** — BLS Employment Projections, Table 1.2, 2025–2035. https://www.bls.gov/emp/ - **BLS OOH** — BLS Occupational Outlook Handbook, 2025–2035 edition. https://www.bls.gov/ooh/ - **BEA RPP** — BEA Regional Price Parities by State, 2024. https://www.bea.gov/data/prices-inflation/regional-price-parities-state-and-metro-area --- This bank includes information from the O\*NET 31.0 Database by the U.S. Department of Labor, Employment and Training Administration (USDOL/ETA). Used under the CC BY 4.0 license (https://creativecommons.org/licenses/by/4.0/). O\*NET® is a trademark of USDOL/ETA. NueCareer has transformed the data by joining it to BLS wage and projection data and deriving facet, personality-fit and AI-resilience scores. BLS and BEA data are public domain (17 U.S.C. §105). O\*NET content is used under [CC BY 4.0](https://creativecommons.org/licenses/by/4.0/). How these figures are sourced and derived: https://nuecareer.com/careers/methodology JSON representation of this page: https://nuecareer.com/api/v1/careers/financial-risk-specialist